One area that is of concern to most seniors as their age is the condition of their teeth. Luckily, replacing the missing or straightening teeth is still an option even when you have advanced in age. In most cases, people use dental implants and teeth aligners as a form of dental treatment to restore a perfect tooth condition. Although those options are pricy, they ultimately pay off by boosting your self-confidence and restoring your dental health.
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Nonetheless, there are numerous ways you can use to save money while undertaking these procedures. There are various options seniors can use to restore their dental health without straining their finances. Google presents a wide range of varieties if you would love dental implants or aligners. You can look them up to identify the best option for you. The following are affordable mechanisms you can use to restore your dental confidence.
Inexpensive Teeth Aligners Options
Invisalign
Invisalign is similar to braces, but they are clear and virtually invisible, hence more comfortable. In most cases, when you interact with someone, they may fail to notice that you are using Invisalign. Therefore, they are a good option for seniors.
Invisalign is becoming a popular teeth aligner brand. Such that millions of people have adopted virtually visible teeth aligners. Invisalign is an ideal option due to its flexible payment plans, whereby you can save money by paying it through insurance or installments. [1]
According to the official density consumer guide, Invisalign installation will cost you between $3,000 and $5,000. If you spend $3500 and below, it can be covered entirely by insurance. [2] Moreover, Invisalign allows patients to use pre-tax dollars if spending on health saving HSA or flexible spending account FSA.
The FSA account will be managed by your employer, whereby they will pay money into the account yearly and later deduct it from your paycheck. On the other hand, HSA is an option if you have highly deductible insurance. In this case, you can set aside some money to cover various medical conditions, including dental and orthodontic costs.
Small Direct Club
When working with Small Direct Club, you do not have to spend a fortune to get back your smile. They can help you acquire aligners for an amount that is approximately 60% more than braces.
Moreover, they can coordinate with your insurance to apply for the coverage that will clear the total cost of your treatment. [3] More importantly, Small Direct Club accepts FSA and HAS\. Depending on your financial situation, you can pay using any of the following ways.
- A deposit of $250 accompanied by monthly payments of $89 that will last for 24 months
- A single payment of $1, 950
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Candid
It is an orthodontist company that works remotely. It will require a picture of the current condition of your teeth for it to get started. Finally, it would be best if you decided on the appropriate payment plan. It is essential to note that a payment plan can be as low as $79 per month plus a $299 down payment. [4]
Also, you can get the second option that does not require a down payment, a 0% APR plan. More importantly, you can pay the entire $2,400 at a go, which is also a good option for your health insurance to take care of $1,300.
Candid works with numerous insurance providers, but not all. Therefore, you can conduct online research to identify if you are eligible.
In-expensive Dental Implant Methods
Approximately, there are 2.3 million dental implants conducted yearly. Bankrate approximately a single implant to cost $3,000 and above. [5] Therefore, if you need several teeth replacements, you will likely spend between $11,500 and $45,000.
Fortunately, you can use various mechanisms to lower this cost. Although health insurance may not cover dental implants, they can assist you in acquiring the pretreatment estimate. Consequently, you can know the amount you will likely spend before you embark on the treatment process.
Depending on the company you are using, some like TeethExpress may allow you to achieve the treatment with monthly installments. [6] Consult your dentist to get enlightened on the appropriate payment options.
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Medicare Can Take Care Of Specific Dental Services
Medicare part A coverage can pay for the costs spent on inpatient patients who may require a complicated or emergency dental procedure. [7] Nonetheless, the Original Medicare cover does not include dental procedures, routine dental care, or suppliers: dentures, cleanings, and tooth extraction.
If you have signed up for the Medicare advantage plan, you will benefit from more options: wellness program, hearing, dental, and vision. Therefore, if you decide to choose a plan that offers dental coverage, you will benefit if you require various dental treatments. [8]
All in all, do not forget that Medicare can choose not to pay up for services that they do not consider to be medically necessary. However, as a customer and depending on your medical needs, you have a right to appeal the decision.
Conduct Research for Inexpensive Dental Services
As a senior, you do not have to spend a fortune on your savings or retirement plan to afford dental care. It does not matter whether you require dental implants or teeth aligners. There are plenty of options that you can use to pay for these services.
Therefore, before you proceed with the treatment, start by conducting intensive research to identify the services that your insurance coverage covers.
If you do not have active insurance cover, you can look up a payment plan that will allow you to make partial payments over time. Usually, different dental companies and dentists have different policies. Consequently, you should take time to research and identify the one that will be suitable for you.
As one gets older, taking care of some conditions might be challenging, especially if they are pricy. Unfortunately, if you fail to take care of such conditions, like those associated with dental, you may lead a miserable life or suffer from low self-esteem. Typically, anyone you speak to will automatically notice the condition of your teeth. Subsequently, do not hesitate to perfect it using low-cost dental procedures, which your insurance will take care of.